The Importance of Working with an Attorney in a Property Damage Claim

Filing an insurance claim and receiving a fair and timely payment should be easy. After all, you have paid the premiums for months, years, or even decades, precisely so you are covered in the event of a natural disaster or other incident that causes damage to your property.

Unfortunately, dealing with property insurance providers is rarely easy. These large corporations make money collecting premiums, not paying claims. They may therefore act only in their best interests, violating their duty to act fairly and in good faith when handling claims.

If your home was damaged in Hurricane Harvey or you are dealing with any type of commercial or residential property damage claim, you may benefit from involving an attorney. From the very beginning, your attorney will be working to protect your rights and interests, no matter the dishonest or negligent acts your insurance provider may try to commit.

A skilled insurance lawyer can:

  • Carefully review your insurance policy to determine what is covered, and to what amount.
  • Gather the appropriate evidence and documentation to clearly present your claim.
  • File your claim in a timely and proper manner.
  • Advise you on what to expect and what you can do to positively impact your claim.
  • Show the insurance company that you will not be bullied into accepting a low settlement.
  • File an appeal, if your claim has already been denied.
  • Negotiate with your insurance provider to reach a fair settlement.
  • File a lawsuit against your insurance company if they are acting in bad faith.

Many times, involving an attorney is enough to get an insurance provider to step up and begin fairly handling a property damage claim. If it isn’t, Carrigan & Anderson, PLLC has the skill and resources to take your case to court. We fight for policyholders across the Coastal Bend area and have over 50 years of combined legal experience to apply to your case. Contact a Corpus Christi insurance claim lawyer at (361) 210-3729 today to learn more!